/* ── Kapitallebensversicherung Rechner - Custom Styles ── */

.sfk-tool-page {
    position: relative;
    padding-top: calc(var(--space-10) + 20px);
    margin-top: 20px;
    padding-bottom: var(--space-20);
    overflow: hidden;
}

/* ── Hero Split Section ── */
.sfk-hero-section {
    position: relative;
    padding-block: var(--space-4) var(--space-10);
    margin-bottom: var(--space-10);
}

.sfk-hero-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: var(--space-12);
    align-items: center;
}

.sfk-hero-content {
    display: flex;
    flex-direction: column;
    gap: var(--space-4);
}

.sfk-hero-content .tool-breadcrumb {
    justify-content: flex-start;
    margin-bottom: var(--space-2);
    font-size: var(--text-xs);
    flex-wrap: wrap;
    gap: 6px;
}

.sfk-hero-content .tool-breadcrumb a {
    color: var(--color-text-secondary);
    font-weight: 500;
}

.sfk-hero-content .tool-breadcrumb span:last-child {
    color: var(--color-text);
    font-weight: 600;
}

.sfk-badge-wrapper {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    flex-wrap: wrap;
    margin-bottom: var(--space-2);
}

.sfk-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2.5);
    background: rgba(0, 153, 204, 0.08);
    border: 1px solid rgba(0, 153, 204, 0.25);
    color: var(--color-accent);
    padding: 8px 18px;
    border-radius: var(--radius-full);
    font-size: var(--text-xs);
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    line-height: 1.4;
}

.sfk-badge-dot {
    width: 8px;
    height: 8px;
    background: var(--color-accent);
    border-radius: 50%;
    box-shadow: 0 0 10px var(--color-accent);
    animation: pulseDot 2s ease-in-out infinite;
    flex-shrink: 0;
}

@keyframes pulseDot {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.4; transform: scale(1.3); }
}

.sfk-hero-title {
    font-family: var(--font-display);
    font-size: clamp(var(--text-3xl), 3.6vw, var(--text-5xl));
    font-weight: 800;
    line-height: 1.12;
    letter-spacing: -0.03em;
    color: var(--color-text);
}

.sfk-hero-title .highlight-text {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.sfk-hero-intro {
    font-size: var(--text-base);
    line-height: 1.75;
    color: var(--color-text-secondary);
}

.sfk-hero-intro strong {
    color: var(--color-text);
    font-weight: 700;
}

.sfk-hero-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-4);
    margin-top: var(--space-4);
}

.sfk-feature-item {
    display: flex;
    align-items: center;
    gap: var(--space-3.5);
    background: rgba(37, 99, 235, 0.04);
    border: 1px solid rgba(37, 99, 235, 0.14);
    padding: 12px 18px;
    border-radius: var(--radius-lg);
    font-size: var(--text-xs);
    font-weight: 600;
    color: var(--color-text);
}

.sfk-feature-icon {
    width: 26px;
    height: 26px;
    border-radius: var(--radius-sm);
    background: var(--color-primary);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-right: 4px;
}

.sfk-feature-icon svg {
    width: 14px;
    height: 14px;
    stroke-width: 3;
}

/* ── Hero Image / Visual Side ── */
.sfk-hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.sfk-image-card {
    position: relative;
    width: 100%;
    max-width: 480px;
    border-radius: var(--radius-2xl);
    overflow: hidden;
    background: #0f172a;
    border: 1px solid rgba(255, 255, 255, 0.15);
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.18), 0 0 30px rgba(0, 153, 204, 0.15);
    transition: transform 0.4s var(--ease-spring), box-shadow 0.4s ease;
}

.sfk-image-card:hover {
    transform: translateY(-5px) scale(1.01);
    box-shadow: 0 25px 60px rgba(15, 23, 42, 0.25), 0 0 40px rgba(37, 99, 235, 0.25);
}

.sfk-hero-img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    display: block;
    mix-blend-mode: luminosity;
    opacity: 0.88;
    filter: contrast(1.1) brightness(1.05);
}

.sfk-img-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(15, 23, 42, 0.1) 0%, rgba(15, 23, 42, 0.75) 100%);
}

.sfk-floating-badge {
    position: absolute;
    bottom: var(--space-5);
    left: var(--space-5);
    right: var(--space-5);
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.4);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
    display: flex;
    align-items: center;
    gap: var(--space-4);
    box-shadow: var(--shadow-lg);
}

.sfk-floating-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-md);
    background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: var(--shadow-glow);
}

.sfk-floating-text h4 {
    font-size: var(--text-sm);
    font-weight: 800;
    color: var(--color-text);
    margin-bottom: 2px;
}

.sfk-floating-text p {
    font-size: var(--text-xs);
    color: var(--color-text-secondary);
    line-height: 1.3;
}

/* ── Calculator Layout ── */
.sfk-calc-wrapper {
    margin-bottom: var(--space-16);
}

.sfk-calc-header-title {
    text-align: center;
    margin-bottom: var(--space-8);
}

.sfk-calc-header-title h2 {
    font-family: var(--font-display);
    font-size: clamp(var(--text-2xl), 3vw, var(--text-4xl));
    font-weight: 800;
    color: var(--color-text);
    margin-bottom: var(--space-2);
}

.sfk-calc-header-title p {
    font-size: var(--text-base);
    color: var(--color-text-secondary);
    max-width: 600px;
    margin-inline: auto;
}

/* ── Comprehensive SEO Article Content ── */
.sfk-seo-article {
    background: var(--color-bg);
    border-top: 1px solid var(--color-border);
    padding-top: var(--space-16);
    margin-top: var(--space-16);
}

.sfk-article-header {
    text-align: center;
    max-width: 780px;
    margin-inline: auto;
    margin-bottom: var(--space-12);
}

.sfk-article-header h2 {
    font-family: var(--font-display);
    font-size: clamp(var(--text-3xl), 3.5vw, var(--text-5xl));
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--color-text);
    margin-bottom: var(--space-4);
}

.sfk-article-header p {
    font-size: var(--text-lg);
    color: var(--color-text-secondary);
    line-height: 1.7;
}

.sfk-content-block {
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-2xl);
    padding: var(--space-8);
    margin-bottom: var(--space-8);
    box-shadow: var(--shadow-sm);
    transition: border-color 0.3s;
}

.sfk-content-block:hover {
    border-color: rgba(37, 99, 235, 0.25);
}

.sfk-content-block h3 {
    font-family: var(--font-display);
    font-size: var(--text-2xl);
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: var(--space-4);
    display: flex;
    align-items: center;
    gap: var(--space-3);
}

.sfk-content-block h3 svg {
    color: var(--color-primary);
    flex-shrink: 0;
}

.sfk-content-block p {
    font-size: var(--text-base);
    color: var(--color-text-secondary);
    line-height: 1.8;
    margin-bottom: var(--space-4);
}

.sfk-content-block p:last-child {
    margin-bottom: 0;
}

/* ── Formula Cards ── */
.sfk-formula-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: var(--space-4);
    margin-top: var(--space-6);
}

.sfk-formula-card {
    background: var(--color-card);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    display: flex;
    flex-direction: column;
    gap: var(--space-2);
}

.sfk-formula-num {
    width: 32px;
    height: 32px;
    border-radius: var(--radius-sm);
    background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
    color: #fff;
    font-weight: 800;
    font-size: var(--text-sm);
    display: flex;
    align-items: center;
    justify-content: center;
}

.sfk-formula-card h4 {
    font-size: var(--text-base);
    font-weight: 700;
    color: var(--color-text);
}

.sfk-formula-card p {
    font-size: var(--text-sm);
    color: var(--color-text-secondary);
    line-height: 1.5;
    margin: 0;
}

/* ── Table Overflow Fix ── */
.sfk-table-wrapper {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin-block: var(--space-6);
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
}

.sfk-comparison-table {
    width: 100%;
    border-collapse: collapse;
    font-size: var(--text-sm);
    text-align: left;
}

.sfk-comparison-table th {
    background: var(--color-card);
    color: var(--color-text);
    font-weight: 700;
    padding: var(--space-4);
    border-bottom: 1px solid var(--color-border);
}

.sfk-comparison-table td {
    padding: var(--space-4);
    border-bottom: 1px solid var(--color-border);
    color: var(--color-text-secondary);
}

.sfk-comparison-table tr:last-child td {
    border-bottom: none;
}

.sfk-comparison-table tr:hover td {
    background: rgba(37, 99, 235, 0.02);
}

.sfk-tag-blue {
    display: inline-block;
    padding: 2px 8px;
    border-radius: var(--radius-full);
    background: rgba(37, 99, 235, 0.1);
    color: var(--color-primary);
    font-weight: 700;
    font-size: var(--text-xs);
}

/* ── FAQ Accordion ── */
.sfk-faq-container {
    display: flex;
    flex-direction: column;
    gap: var(--space-3);
    margin-top: var(--space-6);
}

.sfk-faq-item {
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: border-color 0.2s ease;
}

.sfk-faq-item[open] {
    border-color: var(--color-primary);
    box-shadow: 0 4px 16px rgba(37, 99, 235, 0.08);
}

.sfk-faq-summary {
    padding: var(--space-4) var(--space-5);
    font-weight: 700;
    font-size: var(--text-base);
    color: var(--color-text);
    cursor: pointer;
    list-style: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
    user-select: none;
}

.sfk-faq-summary::-webkit-details-marker {
    display: none;
}

.sfk-faq-icon {
    width: 20px;
    height: 20px;
    transition: transform 0.3s ease;
    color: var(--color-primary);
    flex-shrink: 0;
}

.sfk-faq-item[open] .sfk-faq-icon {
    transform: rotate(180deg);
}

.sfk-faq-answer {
    padding: 0 var(--space-5) var(--space-5) var(--space-5);
    font-size: var(--text-sm);
    color: var(--color-text-secondary);
    line-height: 1.7;
    border-top: 1px solid rgba(0, 0, 0, 0.04);
    padding-top: var(--space-4);
}

/* ── Responsive adjustments ── */
@media (max-width: 992px) {
    .sfk-hero-grid {
        grid-template-columns: 1fr;
        gap: var(--space-8);
    }

    .sfk-hero-visual {
        order: -1;
    }

    .sfk-image-card {
        max-width: 100%;
    }

    .sfk-hero-img {
        height: 280px;
    }
}

@media (max-width: 640px) {
    .sfk-hero-content .tool-breadcrumb {
        font-size: 11px;
        gap: 4px;
        flex-wrap: wrap;
        line-height: 1.4;
    }

    .sfk-hero-content .tool-breadcrumb span:last-child {
        max-width: 150px;
        overflow: hidden;
        text-overflow: ellipsis;
        white-space: nowrap;
        display: inline-block;
        vertical-align: bottom;
    }

    .sfk-hero-features {
        grid-template-columns: 1fr;
        width: 100%;
        gap: 10px;
    }

    .sfk-feature-item {
        width: 100%;
        box-sizing: border-box;
        max-width: 100%;
        padding: 10px 14px;
        gap: 12px;
        min-width: 0;
        word-break: break-word;
        overflow-wrap: anywhere;
    }

    .sfk-feature-item span {
        min-width: 0;
        word-break: break-word;
        line-height: 1.4;
        flex: 1;
    }

    .sfk-feature-icon {
        flex-shrink: 0;
        margin-right: 0;
    }

    .sfk-content-block {
        padding: var(--space-4);
    }

    .sfk-floating-badge {
        padding: var(--space-3);
    }

    /* Table Mobile Card Responsive Mode */
    .sfk-comparison-table {
        border: none;
    }

    .sfk-comparison-table thead {
        display: none;
    }

    .sfk-comparison-table tbody tr {
        display: flex;
        flex-direction: column;
        gap: 8px;
        padding: 14px;
        margin-bottom: 12px;
        background: var(--color-card);
        border-radius: var(--radius-lg);
        border: 1px solid var(--color-border);
    }

    .sfk-comparison-table tbody tr:last-child {
        margin-bottom: 0;
    }

    .sfk-comparison-table tbody td {
        display: flex;
        justify-content: space-between;
        align-items: center;
        text-align: right;
        padding: 6px 0;
        border: none;
        border-bottom: 1px solid rgba(0, 0, 0, 0.04);
        font-size: var(--text-xs);
        width: 100%;
        box-sizing: border-box;
        flex-wrap: wrap;
        gap: 6px;
    }

    .sfk-comparison-table tbody td:last-child {
        border-bottom: none;
    }

    .sfk-comparison-table tbody td:before {
        content: attr(data-label);
        font-weight: 700;
        color: var(--color-text);
        font-size: var(--text-xs);
        text-align: left;
    }
}

/* ── SF-KLASSEN TABELLE ── */
.table-scroll { overflow-x: auto; min-width: 0; }
.sf-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; min-width: 0; }
.sf-table th, .sf-table td { padding: 0.5rem 0.75rem; text-align: left; border-bottom: 1px solid rgba(255,255,255,0.06); overflow-wrap: anywhere; }
.sf-table th { color: var(--color-text-secondary); font-weight: 600; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.04em; }
.sf-table tr:hover td { background: rgba(37,99,235,0.04); }
.discount-bar { width: 120px; height: 6px; background: rgba(255,255,255,0.08); border-radius: 3px; overflow: hidden; }
.discount-fill { height: 100%; background: linear-gradient(90deg, var(--color-accent), #22c55e); border-radius: 3px; }

/* ── RÜCKSTUFUNG & PROGNOSE KARTEN ── */
.card-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; margin-bottom: 1.5rem; }
.card-grid .calc-card { margin-bottom: 0; }
.down-card { display: flex; align-items: center; gap: 1.5rem; padding: 1.25rem; background: var(--color-bg); border-radius: 0.75rem; margin-bottom: 0.75rem; }
.down-from, .down-to { flex: 1; text-align: center; }
.down-arrow { color: var(--color-text-tertiary); flex-shrink: 0; display: flex; }
.down-label { font-size: 0.75rem; color: var(--color-text-tertiary); text-transform: uppercase; letter-spacing: 0.04em; }
.down-value { font-size: 1.5rem; font-weight: 700; color: var(--color-accent); margin: 0.25rem 0; }
.down-value.down-warn { color: #ef4444; }
.down-sub { font-size: 0.8125rem; color: var(--color-text-tertiary); }
.down-sub.down-warn { color: #ef4444; }
.down-info, .proj-note { font-size: 0.8125rem; color: var(--color-text-tertiary); padding: 0.75rem; background: rgba(239,68,68,0.06); border-radius: 0.5rem; }
.proj-card { padding: 1.25rem; background: var(--color-bg); border-radius: 0.75rem; }
.proj-row { display: flex; justify-content: space-between; padding: 0.5rem 0; border-bottom: 1px solid rgba(255,255,255,0.04); font-size: 0.9375rem; gap: 1rem; }
.proj-row:last-of-type { border-bottom: none; }
.proj-highlight { font-weight: 700; color: var(--color-accent); }
.proj-info { padding: 1rem; background: rgba(37,99,235,0.06); border-radius: 0.5rem; font-size: 0.875rem; color: var(--color-text-tertiary); }

/* ── MISC ── */
.disclaimer-box { margin-top: 1.5rem; padding: 1rem; background: rgba(37,99,235,0.1); border-left: 3px solid var(--color-primary); border-radius: 0.5rem; font-size: 0.8125rem; color: var(--color-text-tertiary); }
.disclaimer-box strong { color: var(--color-text-secondary); }
.disclaimer-box ul { margin: 0.5rem 0 0; padding-left: 1.25rem; }
.hide { display: none !important; }

@media (max-width: 640px) {
  .card-grid { grid-template-columns: 1fr; }
  .down-card { flex-direction: column; gap: 0.75rem; }
  .down-arrow svg { transform: rotate(90deg); }
}
.sfk-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
@media (max-width: 640px) {
  .sfk-form-grid { grid-template-columns: 1fr; }
}